Over 30 million small scale farmers in Nigeria do not have access to basic
banking and financial services. In view of this, we have developed Farmer PAY;
Nigeria’s first Mobile Banking (USSD) and Agent Banking platform that enables
farmers make payments, receive money and pay bills.

Currently listed on AFEX commodities exchange and Lagos commodities and future exchange (LCFE) to trade agricultural commodities

Our online and offline channels connect farmers with off-takers directly which helps in reducing the huge volume of post-harvest losses farmers face, and their exposure to the exploitative tendencies of most middlemen.

In Nigeria, loans to the agricultural sector accounts for a meagre 3.6% of the
total issued loan portfolio by banks and other financial institutions.
Our micro-credit scheme – FarmerMONEY, gives farmers and agro traders
majorly women, access to short term credit at single digit interest rates.